Down Icon
Kasasa Cash checking is a powerful and convenient way to bank with no fees and earn up to 3.50% APY on balances up to $15,000 and 0.30% APY on balances over $15,000.*
To earn your rewards, simply do the following transactions and activities in your Kasasa Cash account during each monthly qualification cycle:
Don’t worry if you miss a month. There are no fees for not meeting the monthly qualifications. Your account is still free, and you’ll still earn our 0.01% APY*. Each month is a fresh opportunity to qualify for your rewards.
Kasasa Monthly Qualification Cycle Dates
*When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $15,000.00 in your Kasasa Cash account earn an annual percentage yield (APY) of 3.50%; and average daily balances over $15,000.00 earn an APY of 0.30% on the portion of the average daily balance over $15,000.00, resulting in a range from 3.50% to 0.30% APY depending on the account’s average daily balance. When your Kasasa Cash qualifications are not met, the interest rate earned on the account’s entire average daily balance will result in an APY of 0.01%. Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle. APYs accurate as of 11.25.2024. Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle to qualify for the account’s rewards. See our website, www.arcadian.bank, or contact one of our branch service representatives for specific Monthly Qualification Cycle dates. Monthly Direct Deposit/ACH credit, 10 Point of Sale or pin-based debit card transaction, access online banking, and Online Statements are conditions of this account. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by our bank. $25.00 minimum deposit is required to open the account. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Domestic ATM refunds up to $25 per cycle and $4.99 per item if minimum requirements are met. Only Minnesota and Iowa residents are eligible to open a Kasasa Cash account. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
Down Icon
With Kasasa Cash Back you’ll bring home cash rewards for everyday debit card purchases. 4.00% cash back on debit card purchases up to $250, earning you up to $10 a month.* No category restrictions on what you buy.
To earn your rewards, simply do the following transactions and activities in your Kasasa Cash account during each monthly qualification cycle:
Don’t worry if you miss a month. There are no fees for not meeting the qualifications. Your account is still free. Each month is a fresh opportunity to qualify for your rewards.
Kasasa Monthly Qualification Cycle Dates
*When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $250.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made. Cash back payments will be credited to the appropriate account on the last day of the current statement cycle. Cash Back Rate accurate as of 02.01.2023. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. See our website, www.arcadian.bank, or contact one of our branch service representatives for specific Monthly Qualification Cycle dates. Monthly Direct Deposit/ACH credit, ten PIN-based/signature-based debit card purchases, access online banking, electronic statements are conditions of this account. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by our bank. $25.00 minimum deposit is required to open the account. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; Cash Back payments may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Domestic ATM refunds up to $25 per cycle and $4.99 per item if minimum requirements are met. Only Minnesota and Iowa residents are eligible to open a Kasasa Cash account. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
Down Icon
Enjoy the simplicity and convenience of this basic checking account.
Down Icon
Growing interest on your checking account.
Down Icon
A classic checking account option to earn interest for anyone over the age of 55.
Down Icon
Designed for partnerships, corporations, and other entities.
Contact our Deposit Team about opening an account.
Mortgage Loans
Commercial Loans
Ag Loans
Personal Checking