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Realtor holding keys to a new home in the background with a small house on her desk in the foreground
A Home Equity Line of Credit (HELOC) may be right for homeowners who prefer:
- The flexibility to access available funds now and in the future
- A lower interest rate than many other types of credit
- The ability to select a monthly payment that fits their budget
- Ability to access your line of credit at anytime with an Arcadian Bank debit card, checks, auto sweeps, or transfers through our online and mobile banking
- Access available funds if you pay down the line of credit balance without the need to re-apply
- Competitive interest rates
- Interest rates are fixed for an initial period, thereafter the rate adjusts when the Wall Street Journal Prime Rate adjusts
- Monthly interest-only payments required
- Make additional payments to pay down your line of credit balance at any time without penalty
- Balloon payment due at the end of the term for remaining outstanding principal amount
Susie Miller
Vice President, Senior Mortgage Lender
NMLS#2137037
Katlin Peterson
Mortgage Loan Processor/Analyst
NMLS#2037309
Angie Voigt
Senior Mortgage Analyst/Underwriter
NMLS#2042407
Jaden Atz
Mortgage Servicing Specialist
NMLS#1700998
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